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银联国际深夜发声 否认暂停刷卡购买香港保险

原标题:银联国际深夜发声,否认暂停刷卡购买香港保险

针对坊间流传的“29日起全面暂停以银联为支付渠道缴纳香港保险保费”一事,银联国际28日晚间向《每日经济新闻》记者回应称,“我们并未停止境外保险类商户的银联卡支付服务。”

“按照监管政策要求,境内发行的银联卡仅可进行个人旅游、消费类支付,不得用于资本和金融项目交易,因此,银联卡仅可用于与意外、疾病等旅游消费相关的经常项目保险,不能购买具有资本项目投资性质的人寿险。”银联国际方面表示。

银联国际方面还进一步指出,需要提醒的是,一直以来,保险属于境外限制类商户类别,持境内银行卡购买相关保险产品,均有单笔5000美元限额,既可满足境内持卡人购买小额保险的合理需求,又实现对涉及资本项目的投资性保险的限制。

早前媒体报道:香港保险公司全面暂停内地客户银联刷卡付保费

10月28日晚间,据21世纪经济报道消息,今天,中国银联确认将于10月29日凌晨0点起,全面暂停以银联为支付渠道缴纳香港保险保费。香港全部保险公司的保险产品(包括储蓄寿险和重疾险等险种),保费不能再以银联刷卡方式缴纳。

另有消息称,由于国内VISA、Mastercard的清算通道受银联控制,而支付业务涉及到清、结算业务,因此,从10月29日起,国内VISA、Mastercard信用卡到时也很有可能不能用于香港保险保费的缴纳。

对此,友邦保险[0.11%]相关人士表示,“目前还没有听说该消息,将会在上班后的第一时间了解具体情况。”

此外,国内保险业相关人士告诉21世纪经济报道记者,“之前就知道将停止银联卡刷保险费的消息。”

截至目前,中国人寿[1.02% 资金 研报](海外)已暂停银联刷卡缴纳保费及保单贷款业务;香港大都会人寿以及友邦香港从明日起全面暂停内地客户银联刷卡缴费;而英国保诚[0.00%]现时尚未有官方消息,但保诚验证中心及缴费中心临时延长工作时间至夜间11:59。

早在今年3月12日,香港部分保险公司就发布内部通告,暂停内地居民在香港用银联卡等电子支付手段购买香港地区保险商提供的人寿保险及投资产品。但仍允许每次购买3万元人民币以下的个人意外保险、医疗保险等产品。目前,香港三大保险商——友邦保险、英国保诚及中银人寿,均已发布内部通告,暂停内地客户用银联网络支付保费。

此次限制政策则升级为全面暂停,为内地客户赴港购买保险设置了很大的障碍,也令一直持续火热的香港保险市场的前途扑朔迷离。

未经允许不得转载:iang签证,inag续签,iang续签攻略,香港iang续签规律,香港iang签证续签条件 » 银联国际深夜发声 否认暂停刷卡购买香港保险

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